Living on a Budget as an Intern in Rapperswil, Zurich: Navigating on 2000 CHF per Month

As an intern seeking to relocate to the picturesque city of Rapperswil in Zurich, Switzerland, with a monthly budget of 2000 CHF (excluding accommodation), it can seem challenging to meet all your needs. This article explores the feasibility of living comfortably within this budget, considering both the advantages and potential challenges.

Is 2000 CHF Net per Month Sufficient?

If you have free accommodation, especially in Rapperswil, where rents are slightly lower compared to the heart of Zurich, a total salary of 2000 CHF net per month can be within reach for a single intern who does not aspire to save a significant amount of money. However, it's important to consider additional costs such as healthcare and discretionary expenses.

Cost of Living in Rapperswil, Zurich

Health Insurance: For those looking to live without a fixed accommodation, incorporating health insurance into your living costs can add around 300 CHF per month. This expense is a necessary one, as it ensures you have access to essential healthcare services. It's crucial to budget for this to avoid unexpected medical expenses that could jeopardize your financial stability.

Transportation: Zurich has an extensive public transport system, including the tram and bus network. A monthly ticket costs approximately 80 CHF, making it relatively affordable. If you decide to own a car or use a private car sharing service, the expenses can be higher, but this is optional if you have access to public transport.

Eating Out: Dining at restaurants in Rapperswil can be expensive. To save on meals, consider using grocery stores or cooking at home. A basic grocery shopping trip can cost around 200 CHF per month, significantly lowering your overall food expenses.

Entertainment and Social Activities: As an intern, finding activities to enjoy can be crucial to maintaining a happy work-life balance. Whether it's joining local clubs, attending events, or simply exploring the city, these activities can add up if not managed well. Allocating a budget for such activities can help you enjoy your time in Rapperswil without breaking the bank.

Feasibility Analysis

Let's break down the monthly budget to see if 2000 CHF net is sufficient:

Health Insurance: ~300 CHF Transportation: ~80 CHF (optional); ~250-300 CHF (if owning or renting a car) Groceries: ~200 CHF Entertainment and Social Activities: ~100 CHF (if you are active in the city and enjoy social events) Discretionary Spending: ~200 CHF (for miscellaneous expenses, emergency funds, etc.)

Adding these up, the total comes to around 820-870 CHF, which means you have approximately 1180 CHF left for accommodation, saving, and unforeseen expenses. It is just about possible, but this budget clearly assumes a frugal lifestyle and is a careful allocation of funds.

Conclusion

Living on 2000 CHF per month in Rapperswil, Zurich, Switzerland, has its challenges, but with meticulous planning and a tight budget, it is feasible. For anyone interested in making this city their home as an intern or young professional, this guide offers a realistic perspective on how such a budget can be managed effectively. Remember, the key to success is determining your essential spending, allocating resources wisely, and having a backup plan in place for emergencies.